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The Table believes that the decisions on these conspicuous policies, which weight the formation and resiliency of our economic structure and conservatism, should be made next to Congress, acting in the patent concern, and then applied to all organizations in a competitively neutral manner.
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The federal BHC Undertaking, at first enacted in 1956, created a federal framework on the side of the supervision and modification of companies that own or mastery a bank and their affiliates. This framework is intended to serve safeguard the protection and soundness of corporately controlled banks that set up access to the federal shelter clear, at the end of the day backed nearby the taxpayer, and to keep in service the inclusive keeping apart of banking and trade in the Collaborative States.
Financial anguish in complete parcel of a company composition can spread, and spread at full speed, to other parts of the organization. That is why Congress representing varied years has required consolidated federal supervision of all bank holding companies, including pecuniary holding companies formed at the beck the Gramm-Leach-Bliley Bit of 1999 (GLB Act).
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